☰ nav
× About Us Choose Plan Steps to Own New vs Used Rent vs Own Building a Home Buying Tips Home Terms


The Process

Before you begin thinking about grading and framing and floor plans, reconsider the definition of this simple verb: to build. One of its primary meanings, from the Dictionary, is "to develop according to a systematic plan, by a definite process."

If you've never built a new home before, the prospect of building one can seem overwhelming, and full of so many unknowns. That's why we think it's helpful to remember that it is a definite process. Because we at EDWARDS HOMES have been through the process many times during the past 20 years, we know each step intimately. Take a moment to look at our Ten Steps to Home Ownership. We think they'll help you see that the big picture isn't so big after all.

Quick Move-In Homes or Built Specifically For You

Do you want to move into a new home this month? Or are you looking to build a home based on your specific needs? For the former, you'll want to look for a "spec" or "inventory" home. These residences offer you all the benefits of living in a new home, but the initial design and building processes have already been determined for you. (Interested in seeing a list of new residences built by EDWARDS HOMES for immediate occupancy? Contact us for a list of Quick Move-In Homes.)

Select A Builder

Begin by selecting a builder who specializes in the type of home you want to buy. Make sure they have experience in the area you want to build, and that they have a history of building quality homes. Other important questions to consider: When are they available to begin your project? Do they offer a comprehensive warranty? Are they financially stable? Take the time to check their references and talk to past customers.

Select a Homesite

Within a community, you'll be able to choose the location of your lot. This community may also include clubhouses, pools, golf courses, green spaces, children's play areas, and other amenities, so you'll want to be sure to get information on the entire community, as well as the proximity of the available lots to these amenities. Typically, lots located close to such attractions as golf courses, clubhouses or green spaces maintain a higher resale value.

Secure Financing

Determine how much you want to borrow, at what rate, and for how long. Your Mortgage Representative will ask you for the standard documentation: your latest income tax returns, statements detailing your assets, your credit history, and so on.

Keep in mind that your loan is usually approved shortly after you finalize the sales contract with the builder, but you won't begin paying on the mortgage until the house is closed. During this time you may also decide you want to add more options. EDWARDS HOMES allows you to make loan adjustments if the lender is able, in order to pay for the costs of the upgrades, others require that you pay cash.

Select Your Home Plan and Options

You'll be selecting a home from an inventory of existing plans. Do you want a one-story home or two? A two- or three-car garage? How many bedrooms? How much storage space do you need? Once you've selected a home, you can then personalize it and make it your own. First, you can select the so-called "structural options," which refers to the house facade and floor plan. Then you can select the design or "soft options," which includes many interior features, from appliances to flooring to kitchen cabinetry.

Finalize Your Sales Contract

The sales contract will specify the features of the proposed home, and prior to construction commencement will include a site plan, a list of materials to be used, a copy of the final construction drawings, and a projected delivery date. Reading and understanding all the documents may seem alot, however, you won't be doing this alone. Our staff of professionals will be there to help you through the process. Don't hesitate to ask questions.

Break Ground

The time it takes to construct a home is dependent on the complexity of the home, the availability of construction trades and materials, and, alas, the weather.



Start with understanding your tastes.

Get some scissors and a stack of magazines. Try magazines like Architectural Digest, Elle Decor, Sunset, House Beautiful, In Style or even National Geographic. Cut out any picture that intrigues or inspires you.

Snip swatches of color, too, using everything from ads to feature articles. Then separate them into piles along with any color chips and material samples (ribbon, fabric, tile, wallpaper) you may have collected.

For your bathroom, you might have a picture of a bamboo forest, another of Windsor Castle and a chip of tile. Look at the colors and textures and see if they agree. Perhaps you will end up with a granite finish on the tub and muted green walls, and decide to save the tile for the kitchen.

Create an inspiration file and bring it with you when you meet with the interior design consultant who are happy to help you make your final decisions.

We recognize that buying and building a new home is probably the largest financial decision most folks will make.